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What is Included and Excluded in a Commercial Vehicle insurance policy ?

Included

Damages caused due to accident

Man-Made Calamities and Fire

Total Loss due to theft

Legal liability arising due to injury or death and property damages caused to a third party

Personal Accident Cover

5+ Customizable Add-ons

Excluded

Driving without a valid license or speed testing

Wear and tear

General maintenance cost

Damages from driver negligence

Commercial use of private vehicles

War, nuclear perils

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